ATTENTION: ASPIRING AND EXISTING HOMEOWNERS!

Has your mortgage application been declined by the bank?

LET'S FIND YOUR "YES"!

Welcome to Credit Repair

WE HELP TO GROW YOUR BUSINESS

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1500+

Successful Project

242+

Running Project

250+

Happy Clients

30+

Award wining

About Us

We Help You Find Your Yes, When Your Bank Says "No"!

When the bank says no, it can feel like the door to your homeownership or refinancing goals has slammed shut — but the truth is, you’re not the problem. Traditional lenders rely on rigid qualification boxes that many hardworking people simply don’t fit into anymore, whether it’s because of credit challenges, self-employment, debt load, or life events that don’t fit a perfect checklist. My job is to look beyond that box and help you find real financing solutions that match your situation, not someone else’s ideal scenario. I take the time to understand your story, your goals, and the numbers behind your current reality so I can guide you toward options the banks don’t tell you about — options that help you move forward instead of feeling stuck. You deserve clarity, respect, and a mortgage plan built for where you are today, and that’s exactly what I’m here to help you find.

About Us

We Help Clients To Get Success

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What we do

Easy & Stress-Free Process

DISCOVERY CALL

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DOCUMENT COLLECTION

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STRATEGIES AND OPTIONS REVIEW

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LOAN PROCESSING

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APPROVAL REVIEW

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CLOSING

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What we do

Services that are right for you

FINANCIAL CONSULTATION

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CREDIT REPORTS

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PLANNING & CONDUCTING

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FINANCIAL CONSULTATION

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CREDIT REPORTS

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PLANNING & CONDUCTING

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History

History Of Our Company

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Book your FREE, nO OBLIGATION

Discovery Call now

Get your FREE online credit evaluation now

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ABOUT ME

KHAI LUU

Alberta Mortgage Broker

I’m Khai Luu, a mortgage broker based in Calgary, and I’ve built my career around helping people who don’t fit the bank’s restrictive lending box find real financing solutions. Over the years, I’ve met so many hardworking individuals and families who were told “no” by traditional lenders — not because they couldn’t afford a home or manage their finances, but because their situation didn’t fit neatly into a checklist. That’s where I come in. I take a compassionate, personalized approach to understanding your story, your goals, and where you want to go. Whether you’re self-employed, rebuilding your credit, carrying higher-interest debt, or simply feeling stuck, I’m here to guide you with clarity, honesty, and a plan that truly works for you. My mission is simple: to open doors for you when others close them, and to help you move forward with confidence in your financial future.

Staff

Our Team

Jasika Fersh

Founder

Ron Bil

CEO

Robin Cattor

Advicer

What My clients Are saying

I recently worked with Khai Luu to refinance our existing mortgage, and the experience was flawless. Khai and his team exceeded our expectations. The entire process was incredibly efficient with minimal effort on our part. Their speed and financial expertise helped us achieved our needs promptly. Thank you, Khai and your team for helping us achieved our goal.

Sally. N

We had a great experience with our mortgage broker. Khai is a true professional: always in touch, quick to respond, explaining everything clearly and in detail. The whole process went smoothly, without stress, and was organized accurately and on time. We sincerely recommend Khai!

Anastasiia. R

Frequently Asked Question

Is there any fee or obligation when I book a discovery call?

The discovery call is free of charge and has no obligation attached. It's a great way to get the conversation started and have a better understanding about your situation with no commitment being made.

The bank has said no to my application, can you still help?

I specialize in alternative lending solutions which might be a good fit for you even after your bank has declined your application. However, I do not guarantee approval or that the options I presented will be a good fit for you. The purpose of going through this is to have all possible options presented to you. Then, you'll be the one to decide what option will be best for you to proceed with.

Will booking and going through discovery call affect my credit score?

No. We are not checking your credit score at this point so it will not affect your score in any way.

What do I need to prepare for my discovery call?

You'll need to have information regarding your employment, income and down payment. Even though document is not required at this point, having your T4 and T1 can be very helpful in determining the amount of income which can potential be used for qualifying.